Does UnitedHealthcare Cover Hearing Aids? Since non-Medicare plans are not regulated by federal policies, they can vary from state to state. If the copay is $10 for monthly prescription drugs, you will need to pay $10 every month at the drug store when you pick up your prescription. Hearing Aids. This truly baffles hearing care professionals, as we know just how debilitating life can be when living with a hearing loss. Benefits for hearing aid dispensing fees, fittings, batteries, and repair services are included in the benefit limits. Receive an allowance of up to $2,500 every five years for the purchase of hearing aids and hearing aid supplies. Use the Search box below to search for an SBC by Group Number or Plan Number. Heres everything you need to know about it. Hearing Aids. Basic Option andStandard Option. These insurers include Humana, Aetna and Blue Cross Blue Shield. Horizon MA PPO members can get reimbursed for the purchase or repair of hearing aids up to $1,250 every year: $750 for purchase of hearing aid for one ear. She is so polite and can meet your hearing needs. As a Blue365 member, you get access to low pricing on hearing aids. Does Blue Cross of Texas cover hearing aids? You could potentially get into a new set of hearing aids at no out of pocket cost to you you dont want to let that go to waste! BCN Advantage is a Blue Cross Blue Shield HMO plan that offers the option to add additional coverage for vision, dental and hearing care. Receive up to 10 visits per year at no cost to you. Preferred Retail Pharmacy^. Our Prescription Drug Cost Tool lets you check drug costs 24/7, see if your drug is covered under your selected plan and compare costs of covered drugs for all three plans. A $500 allowance per ear toward hearing aids every five years, with the choice of hundreds of name-brand and private-label . For persons 18 years of age and younger, coverage is limited to a maximum amount of $1500 per ear every 3 years. Depending on your plan, some Medicare Advantage plans offer coverage for some types of hearing . Anthem Blue Cross and Blue Shield is a D-SNP plan with a Medicare contract and a contract with the state Medicaid program. Even if you take this route and use your benefit as a partial payment, youll be paying significantly less for your new hearing aids. The insured may choose a hearing aid that costs more than $1400 and pay the difference. Hearing aids provide a unique opportunity to continue living an independent and rewarding lifestyle without skipping a beat. Discover all the ways members can earn wellness incentives and rewards for taking an active role in their health. Check out the video below to hear all about BCBS Federal & GEHA hearing aid benefits: Do you have BCBS Federal or GEHA? Schedule a hearing exam. UnitedHealthcare caters to older adults, offering affordable and convenient options for purchasing hearing aids. Here's your 2022 drug list (for coverage that renews or starts on or after January 1, 2022): HMO Drug List. If you have an insurance plan with Blue Cross Blue Shield, Carefirst federal, Aetna Federal . Unlike Part A, most people pay a monthly premium for their Part B insurance. Here's what you need to know for Open Season, running Nov. 14-Dec.12, 2022. Hearing Benefit. 704-540-3081. The percentage of expenses you have to contribute is called coinsurance. The hearing aid must be purchased in accordance with federal and state laws, regulations and rules for the sale and dispensing of hearing aids. My wife is happy I can hear her & tv now. Ellensburg, WA: (509) 962-8488. Omak, WA: (800) 254-4467 Receive an allowance of up to $2,500 every five years for the purchase of hearing aids and hearing aid supplies Every insurance company has a set of service providers, including doctors, hospitals and outpatient treatment centers. Combined, Medicare Part A and Medicare Part B constitute Original Medicare. Benefit Plan information refers to Standard Option, Basic Option and FEP Blue Focus. In this article, well talk you through what your BlueCross BlueShield Federal Employee Program insurance plan includes when it comes to hearing healthcare and what your options are going forward. These fall under supplemental plans that provide Medicare coverage for dental, vision, and hearing services. By using our website, you agree to the Terms of Use and Privacy Policy. Bone-anchored hearing aids when medically necessary, limited to $5,000 per calendar year. Every plan sets an upper limit on the amount you have to pay. Arkansas - $1,400 per aid, every 3 years. Always be sure to check with your insurance provider to determine if you or your loved one qualifies for a hearing aid benefit. (State required benefit under Rhode Island Gen. Laws 27-20-46; 27-18-60.) Hearing Aids Coverage is limited to 2 hearing aids per 36 months. You must consult your own medical professional. On average, a Medicare Advantage plan will only reduce hearing aid costs by 21%, and enrollees pay an average of $1,817 per hearing aid. For persons 19 years of age and older, coverage is limited to a maximum amount of $700 per ear every 3 years. While hearing care isnt included in all BCBS plans, the association offers supplemental plans under Medicare Part C that provide additional coverage for hearing services, including routine hearing exams and hearing aids. $3,000 comprehensive dental coverage including implants, dentures, and bridges. B. Whats more, half of those over the age of 75 have a hearing loss, according tothe National Institute on Deafness and Other Communication Disorders (NIDCD). 3135 Springbank Lane Ste 100, Charlotte, NC 28226. All benefits are subject to the definitions, limitations, and exclusions set forth in the federal brochure. Copay is a small fee you pay at the doctors office or the pharmacy. If you are unable to locate your SBC, or wish to have an SBC sent to you free of charge, call 1-800-352-2583. The hearing test and hearing aid coverage are the same as it is for the Basic Option. 2022 Medicare Advantage Plans . At Hearing Group, we process claims with BCBS Federal and GEHA often. Medicare Advantage plans offered by Humana will cover the costs of a hearing aid and an annual hearing exam. A copy of the . One routine hearing exam is covered each calendar year on the following Premera Medicare Advantage plans: Classic HMO. So, if you think you or a family member may be suffering from hearing loss, know that options are available to you. Complete and Strive Complete members pay $799 for a $3,125 hearing aid, while their Core members pay $999 for the same device. If you have trouble participating in everyday conversations, hearing aids could be life-changing. Find out if you're eligible for the Federal Employee Health Benefit Program through Blue Cross Blue Shield (BC/BS), they will cover up to $2,500 for hearing aids every three years. If youre still unsure about your coverage, contact your provider directly. Through our partnership with TruHearing , Blue Medicare Supplement Insurance plans provide coverage for routine hearing exams as well as a hearing aid program.. Visit the TruHearing website or call 1-844-802-4415 (TTY 711) to speak with a hearing consultant.They are open 8 a.m. - 8 p.m., local time. Get rich benefits for less out of pocket and easy access to care from in-network providers. The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. Anthem Blue Cross Effective: January 1, 2022 Your Plan: University of California High Option Supplement to Medicare Please Note: this medical plan is a complement to your existing Medicare plan. Once you reach this limit, the insurance will cover all remaining expenses. Shop for all your hearing aid needs like batteries, accessories, cleaning tools and so much more. They've made a new customer for life. There are no restrictions on brand or style of hearing aid with these benefits. You'll pay for them out of your own pocket with Original Medicare. They are called network providers. You must see someone from their Preferred Providers list (PPO), and the copayment is higher if you see a Preferred specialist. Clinical Coverage Policy 7, Hearing Aid Services. Basic Option and FEP Blue Focus members must see Preferred providers. However, 23 states require hearing aids to be covered in insurance plans, although most of them only cover children. You can call a licensed agent directly at 1-866-831-1126, TTY 711, 24/7 to learn more about participating doctors and hearing aid providers in your area. Alberta Blue Cross , Health Services, Provider Relations. In addition to this, the advanced technology in digital hearing aids makes them expensive, which is why Medicare and most private insurance companies dont cover them and why many without insurance coverage cant afford them. 2. So, if you have Blue Cross Blue Shield Federal insurance or GEHA and are looking to buy hearing aids, come to Hearing Group. Only the providers listed on your insurance plan will accept your insurance when you pay for services. Summary of important costs for 2022. Members will be eligible for coverage for a routine hearing exam, hearing aid fitting and evaluation, and two hearings aids per calendar year at significant cost savings. BCN HMO and BCN HMO-POS do not cover hearing aids. Blue Care Network (BCN) offers two Medicare Advantage plans: BCN Advantage HMO and BCN Advantage HMO-POS. This package is available to all Blue Cross Medicare Supplement members. So, if you work for or retired from the federal government, you might have one of these insurance plans and therefore have a hearing aid benefit. Does United HealthCare cover hearing aids? Does Blue Cross Blue Shield Cover Hearing Aids? A real pleasure to deal with such professional and competent folks! Roughly two out of three seniors who could benefit from hearing aids arent using them, according to the National Institute on Deafness and Other Communication Disorders (NIDCD). Fantastic service. If you aren't receiving extra help, the Alabama State Health Insurance Assistance Program (SHIP) provides education and counseling on low-income assistance programs for Medicare. TruHearing ''. Additionally, if you have a hearing aid allowance in your insurance coverage, you can combine it with low TruHearing prices to save even more! HMO stands for Health Maintenance Organization and POS stands for Point of Service. Hearing aids for children up to age 22, limited to $2,500 per calendar year. Moses Lake, WA: (509) 765-4467 Price matching is guaranteed. Across from the Arboretum. If so, then you may be entitled to hearing aids at zero out of pocket cost to you. Coverage may be restricted to $1400 per aid per ear every 36 months. Whats The Difference? Hello, Many of our plans do provide coverage for hearing aids or the possibility of a discount program. ~ Kayla . Anthem Blue Cross and Blue Shield is the trade name of: In Colorado . How to Choose an Assisted Living Facility, Blue Cross Blue Shield Medicare Plans That Cover Hearing Aids. Although hearing aids normally cost about $2,500 each, this enhanced Highmark hearing aid benefit through TruHearing means members will only pay $699 to $999 per hearing aid . We offer best-in-class customer service and robust benefits so that whatever healthy means . One reason is the high cost of hearing aids. Federal Hearing Aids. As of March 2018, Humana plans cover one hearing aid per hearing impaired ear. This is not supplemental insurance; it is a free benefit of membership. They have such a great benefit for anyone in need of hearing aids! However, they provide coverage for some routine services, such as: To get coverage for routine ear exams and hearing products, you may need to buy a supplemental plan along with any of the two BCN plans. Up to two hearing aids per year delivered in-person through a network hearing aid provider or directly to your home, depending . Youll pay nothing for these services when Medicare Part A and Part B are primary. Expenses: The costs of hearing aids can vary from $1,000 to a few thousand dollars, and special features may cost extra. Some plans may only cover the specialist appointment or hearing test, while others may cover all costs, including hearing aids. Basic Option. Hearing aids for children up to age 22, limited to $2,500 per calendar year. We are always looking to bring you the very best prices we can to help you save money. Have you been confused trying to figure out if your BlueCross BlueShield Federal Employee Program insurance plan covers you for hearing aids? Hearing aids for adults age 22 and over are covered but limited to $2,500 every 5 calendar years. Many states have special programs for federal employees and other groups through Blue Cross Blue Shield that provide hearing-aid coverage. However, actual costs will vary based on your plan's benefits and the cost of the device. Various people regularly pay an amount into the pooled funds with the understanding that theyll get help when they need to cover a considerable, unexpected expense, like a medical emergency or a necessary surgery. If you are a Florida Blue member, you can also obtain your current SBC anytime by logging into the Florida Blue Member Portal. Basic Option out-of-pocket costs are mostly copays. All hearing aid services not covered by Medicare must be provided by the in-network hearing aid provider EPIC Hearing Healthcare. Does Blue Cross Blue Shield Insurance Cover Hearing Aids in 2022? BCBS High Ded. You also dont need a referral from your primary care physician to see a specialist. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 827 E.Colonial Ave. Suite A, Moses Lake, WA 98837. Medicare does not cover the costs of hearing aids. The risks are absorbed and distributed within the pool, making high-cost medical expenses more manageable. Because of this, those interested in finding out about Blue Cross Blue Shield coverage through non-Medicare plans should contact a local insurance agent who would be aware of local programs and state policies that would help people with hearing loss find hearing-aid coverage. Call TruHearing. The difference between the two Medicare plans is that HMO offers coverage for in-network health care, whereas POS provides in-network and some out-of-network coverage. In most states, standard insurance plans dont typically cover the cost of hearing aids, which comes down to the fact that insurance companies generally view hearing aids as elective and not mandatory. This benefit includes coverage for hearing aids for members on our Enhanced PPO plans through the TruHearing provider network. For more information about your coverage, or to get a copy of the complete terms of coverage, visit www.cs.ny.gov or call 1-877-7-NYSHIP (1-877-769-7447). Combining coverage gives you access to benefits not covered by Medicare. Leading networks of health care providers, which may include audiologists and hearing aid suppliers. Call 1-866-311-3617 (TTY: 711 . $500 for purchase of hearing aid for second ear. Do Not Sell My Personal Information Control Your Information Copyright 2007-2022 Caring, LLC All Rights Reserved. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services. replacement coverage* per hearing aid. Hearing aid services require prior approval and include hearing aids, frequency modulation (FM) systems, hearing aid accessories and supplies, and dispensing fees. There is no out-of-network benefit for hearing aids. If you live in one of those states, count yourself lucky! Original Medicare Parts A and B provide the following coverage: You pay 100 percent for exams and hearing aids. 1-866-956-5400 (V) 626-435-0188 (FAX) Email: hear@epichearing.com. Hearing aids - $699 copay (Advanced)/ $999 copay (Premium) per ear/aid. The host of this website/app may or may not be a vendor of ours. Standard Option has out-of-pocket costs that include a deductible, copays, and coinsurance. Because hearing-loss sufferers currently must visit an audiologist or ENT to obtain hearing aids, the costs associated with that process add to the total price. Classic Plus HMO. That means you could walk away from Hearing Group with a brand new set of hearing aids at absolutely no out of pocket cost to you. Healthy Blue + Medicare (HMO D-SNP) Annual Notice of Changes for 2022 Page i. AudiologyNow does not provide medical advice, diagnosis, or treatment. You pay 20 percent of the Medicare-approved amount for the doctor's services for covered exams, and the Part B deductible applies. The copay is higher to see a specialist or to see someone outside the network. With a Medicare Reimbursement Account, Basic Option members can get up to $800 back. This supplemental package costs $15.25 per month. Get evaluated. Benefits for hearing aid dispensing fees, fittings, batteries, and . The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. A uniform set of medical policies, including criteria for medical . Get hearing aid discounts through ourBlue365 Discount Program. Tier 1: $5 copay. The Service BlueCross BlueShield Federal Employee Program is one of these companies. Blue365 members will save 30-60% off the retail price of hearing aids when they redeem this deal from TruHearing. C. The policy, contract or certificate may limit coverage to $3,000 per hearing aid for each hearing-impaired ear every 36 months. What you need to know about the disease and our commitment to ensuring you have access to the right care at the right time. Audiologist Or Hearing Aid Specialist? Most health insurance plans have a deductible. Through both the BCBS Federal Employee Program and GEHA, you get a $2500 hearing aid benefit! This field is for validation purposes and should be left unchanged. Another way is to submit a paper application form available for download from the forms page. According to the Kaiser Family Foundation, 98% of Medicare Advantage plans covered hearing aids in 2022. Bone-anchored hearing aids when medically necessary, limited to $5,000 per calendar year. Talk to your audiologist about payment plans. Tier 2: 40% of our allowance ($350 max) Tier 1: $10 copay. See 2023 benefit updates and rates here. Connecticut - $1,000 every 24 months. Federal policies govern Medicare Part A and Part B, which dont include coverage for hearing aids. Get hearing aid discounts through our Blue365 Discount Program. Blue Cross and Blue Shield of Illinois, a Division of Health Care . Blue Cross Blue Shield has a wide variety of plans for both Medicare and non-Medicare policyholders, but the coverage for some policies may seem unclear, especially the non-Medicare policies. At Hearing Group, we process claims with BCBS Federal and GEHA often. Excellent, well-informed, very responsive. Congratulations. Policyholders who opt-in pay a 50% coinsurance payment for one hearing exam per year and receive up to $1,250 per ear for hearing aids every three years but must pay an additional 50% coinsurance payment for . TruHearing gives you . Could not possibly ask for more! Good eyesight and hearing are so important to your quality of life, but glasses and hearing aids aren't covered by Medicare. You may need to pay coinsurance for hearing aid fitting and purchase. $200 annual eyewear single purchase allowance. By continuing to use this website, you consent to these cookies. Policyholders who opt-in pay a 50% coinsurance payment for one hearing exam per year and receive up to $1,250 per ear for hearing aids every three years but must pay an additional 50% coinsurance payment for the devices. Through both the BCBS Federal Employee Program and GEHA, you get a $2500 hearing aid benefit! You may need to pay part of the costs in coinsurance. In addition to the cost of the devices themselves, they cover hearing aid fitting and routine hearing exams to check for signs of hearing loss. For example, if the copay is $20 for doctor visits, you have to pay this much every time you visit a doctor. If youre hearing-impaired but your insurance doesnt cover hearing aids, consider the following low-cost options. Many seniors buy Medicare Advantage plans from the Blue Cross Blue Shield Association, but does this popular provider cover hearing aids? These extra benefits may include coverage for things like prescription drugs, dental, vision, and - in some cases - hearing aids. Hearing Aids. Benefits for hearing aid dispensing fees, fittings, batteries, and repair services are included in the benefit limits. Here's what you'll pay for a 30-day supply: FEP Blue Focus. Medicare does not cover hearing exams, hearing aids, or exams for fitting hearing aids. Coverage for routine hearing exams as well as hearing aid fitting and purchase is available through the Medicare Plus Blue plan. Humana Medicare Advantage plans will . The program is expected to be fully implemented in the United States by 2022, according to the Kaiser Family Foundation. Our three plan options provide the coverage and benefits you need today and as your health care needs change throughout retirement. TTY users should call 1-888-987-5832. Hearing aid providers list - Search for hearing aid providers who are currently participating in online claims submission. Enrollment in Excellus BlueCross BlueShield depends on contract renewal. No, Medicare Parts A and B do not cover the cost of hearing aids, which includes fittings and hearing exams with the intended purpose of prescribing hearing aids. We will reach out to your insurance company directly to determine your exact hearing aid benefit. The standard premium as of 2022 is $170.10 per month, and there is an annual deductible of $233 and a 20 percent coinsurance cost after you meet your deductible. She stepped us through the process and made sure we had no questions. Return for a fitting. Although almost 20 states mandate insurance coverage of hearing aids for children, there are only five states that mandate coverage for adults. Receive up to 24 visits per year at no cost to you, You pay nothing for preventive dental services (up to 2 cleanings a year), We'll pay up to the fee schedule amount listed in the Standard Option brochure for dental services. Our AskBlueSMFEP Medical Plan Finder tool can help you select the right option for your needs. Hearing benefits. That benefit is available to you whether you go to an "in-network" or "out of network" hearing aid center. Some Medicare Advantage plans may cover testing or visits to an audiologist but don't cover the hearing aids themselves. BlueCross BlueShield Federal Employee Program provides two options with varying levels of provided coverage for hearing aids and hearing care, depending on the variations you choose. Tracy is very knowledgeable and professional. This is an incredible benefit, and were committed to helping you hear better. They may include hearing aids and fitting exams, depending on what type of Medicare . Website: Audient. These services are delivered by Hearing Care Solutions. These services are not covered by It arrived the next day. Learn more about the benefits of combining Medicare coverage with the Service Benefit Plan. Have your hearing tested and find out if hearing aids are right for you. Some Blue Cross Blue Shield insurance plans include hearing aid coverage. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. The coverage options depend on the plan and location of the buyer. awesome place and great customer service. Low premium and maximum out-of-pocket limit. You are leaving our website and going to a website/app not hosted by us. This additional coverage gives you: Dental exams, cleanings, x-rays and fluoride at no additional cost when you use an in-network provider. We will help you find whats right for you without having to work within certain limits. New York State Health Insurance Program. At Highmark Blue Cross Blue Shield of Western New York, our goal is to help our members feel and be healthy. You will be going to a new website, operated on behalf of the Blue Cross and Blue Shield Service Benefit Plan by a third party. Check out the changes and updates to our plan in 2023. We love working with these companies because they provide an incredible hearing aid benefit to our patients. Compare benefit options and plan rates for FEP Blue Focus, Does Medicare cover 2022 hearing aids? Some Anthem Medicare Advantage Plans may offer: Premiums as low as $0 per month. Age-related hearing loss is a common problem among people over 65, but many aren't getting the help they deserve. In-network vision coverage that includes standard lenses every 12 months. Aetna Covers Hearing Aids for Those Diagnosed with Hearing Loss. One routine hearing exam every year with 50% coinsurance, Free hearing aid fitting every three years, New hearing aids every three years with 50 percent coinsurance (up to $1,250 per hearing aid). NationsHearing is the sound choice to help manage hearing loss and save you up to 55 percent on hearing aids with a simple process and free hearing test. That benefit is available to you whether you go to an in-network or out of network hearing aid center. FAQs; Contact Information. Both of these insurance plans are for federal employees or retired federal employees and their family members. Private health insurance companies offer Medicare Advantage (Part C) plans that include everything Original Medicare offers, plus extra benefits. Plan Year 2022 Summary of Benefits and Coverage documents: Plan Year 2022 In-Area SBC . The majority of major insurers who offer Medicare Advantage plans have at least one plan that covers hearing aids. 2022 Medicare Advantage service area and benefit updates Medicare: Adjudicating claims for COVID-19 vaccines, their administration and COVID-19 monoclonal antibodies . The following Blue Cross Blue Shield Medicare PPO plans cover hearing aids and exams every three years: PPO Essential doesnt cover hearing aids or exams. Fortunately, many insurance companies provide Medicare supplement plans to help cover costs that Medicare does not. I highly recommend Hearing Group! Learn How BCBS Supplemental Plans Can Help, National Institute on Deafness and Other Communication Disorders (NIDCD). AUDIENT, an alliance for accessible hearing care, is designed to assist income qualified hard of hearing people, nationwide, to access quality hearing aids and related care at significantly reduced costs. Learn how to get the most out of your Service Benefit Plan coverage with Medicare. The additional services that come with this plan are annual hearing tests, one hearing aid, and dental and vision benefits. As a part of its hearing care cover, individuals may receive help with the cost of hearing exams, the purchase of hearing aids and any fitting costs. While hearing care isnt one of the benefits of standard Blue Cross Blue Shield insurance plans, the association does offer supplemental packages that cover hearing aids and routine hearing exams. Patient and thorough. Over-the-counter hearing aids, enhancement devices, accessories, or supplies are not. To get coverage for these services, you need to purchase a Dental Vision Hearing Package package. Medicare Part A and Part B dont include prescription drug coverage, but your Service Benefit Plan coverage does. 2022 Plan Code: M87 Benefits for Covered In-Network Services and Supplies Benefits for Covered Out of Network . Get ready for Open Season. Excellus BlueCross BlueShield is an HMO plan and PPO plan with a Medicare contract. Like all forms of insurance, medical insurance is based on the idea of pooling risks. Find the. 1-800-AGE-LINE (1-800-243-5463) TTY 1-800-548-2547. . When Your Ears Keep Ringing, It Might Be Tinnitus, How Hearing Aids Can Improve Your Sports Performance. https://www.caring.com/best-hearing-aids/blue-cross-blue-shield/, https://acadianhearingservices.com/patient-resources/expert-insights/does-bluecross-blueshield-insurance-cover-hearing-aids/, https://www.bcbsm.com/medicare/help/understanding-plans/dental-hearing-vision/aids.html, https://www.bcbsm.com/medicare/help/forms-documents/summary-benefits-coverage.html, https://www.oliveunion.com/us/blog/hearing-aids/finance/blue-cross-blue-shield/, https://www.getdisability.org/blog/how-is-hearing-loss-evaluated-in-social-security-disability-cases, https://www.cigna.com/knowledge-center/how-health-insurance-works. Heres what you need to know for Open Season, running Nov. 14Dec.12, 2022. Find the HG office near you and give us a call! Please review the terms of use and privacy policies of the new site you will be visiting. Evidence of Coverage Follow up phone call a few days after getting new hearing aide. Submit our insurance coverage form to learn more about your benefits, or call us at your local office by clicking here. For plans that do not exclude hearing aids, either OTC and prescription hearing aids are eligible for coverage if they are cleared by the FDA and prescribed by a qualified healthcare provider and medical necessity criteria for hearing aids above are met. Wearable Hearing Aids Cover wearable hearing aids every three years (after deductible) up to $3,500 penalty applies for failure to pre-certify [PL 2019, c. 418, 5 (AMD).] Here are some of the plans that cover hearing aids: BCN Advantage is a Blue Cross Blue Shield HMO plan that offers the option to add additional coverage for vision, dental and hearing care.
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